Wednesday, October 31, 2012

Ag Careers for Veterans the Focus of Upcoming Workshop | Hoosier ...

Many of this country?s returning military men and women are looking for career possibilities, and the Indiana and National AgrAbility Projects, Purdue Department of Agronomy and military organizations are collaborating on a workshop for those willing to take a look at agriculture. Paul Jones, manager of Purdue?s Breaking New Ground Resource Center, says the Veterans and Agriculture workshop in early November is targeted at professionals who work with veterans as well as the veterans themselves.

?We know that a large percentage of our military and therefore our returning veterans come from rural areas, so we think agriculture is a viable option for employment,? he told HAT. ?We know that the unemployment rate for younger returning veterans is significantly above the national average, so that?s another reason why we think agriculture might be a good option. In addition, they have a large percentage of disabilities among returning veterans and that?s why AgrAbility is particularly interested.?

The workshop will cover agricultural employment and entrepreneurship options from traditional row crop farming to the various niche alternatives.

?The locally grown foods movement is really expanding these days,? Jones explained, ?so one of the things we?re looking at is specialty crops, niche markets, organic produce, that type of thing and market. There are things like agritourism that are a viable means of producing income, so all those things would be good options we believe.?

Click play to hear the full HAT interview with Jones:

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The first day of the workshop will include sessions on business planning and funding, sustainable and organic farming, small farm marketing, agritourism, and Veterans Administration and Vocational Rehabilitation benefits. Sessions on such topics as post-traumatic stress disorder, veterans? reintegration issues, and horticulture therapy will also benefit veterans and professionals who work with veterans.

Speakers will include Michael O?Gorman, executive director of the Farmer Veteran Coalition; Sandra Lane, horticulture therapy expert from the Veterans Administration; and several Purdue Extension agriculture educators.

The second day will include sessions at the Purdue Agronomy and Animal Sciences farms, as well as tours of several organic/all-natural farms in the area.

Audio clip: Adobe Flash Player (version 9 or above) is required to play this audio clip. Download the latest version here. You also need to have JavaScript enabled in your browser.

?Veterans and Agriculture: Opportunities for Employment, Entrepreneurship, and Enrichment? will be held Nov. 7-8 at the Beck Agricultural Center, 4540 U.S. 52 West, West Lafayette. Registration is $125 for both days and $95 for one day. The fees are waived for veterans who are not attending as representatives of an organization or business. Participants can register by downloading this form and mailing it to the Breaking New Ground office.

For more information or to register, contact Breaking New Ground at 1-800-825-4264 or agrability@agrability.org.

The workshop is sponsored by the Indiana and National AgrAbility Projects, the Military Family Research Institute at Purdue, the U.S. Department of Veterans Affairs, the Purdue University Student Veteran Organization and the Purdue Department of Agronomy.

Source: http://www.hoosieragtoday.com/index.php/2012/10/30/ag-careers-for-veterans-the-focus-of-upcoming-workshop/

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Friday, October 26, 2012

Chestnut Hill Condo Law Attorneys | HOA fining residents | Goldman ...

Additional Information:

We live in a 10 unit condominium complex in Chestnut Hill, and the home owners association is fining residents, but there is no statutory authority to do so.? Do we have to pay the fines?? I don?t want to be in ?bad standing? with the HOA. What should we do?

ATTORNEY ANSWER:

The statement in your question that ?there is no statutory authority? for trustees to fine unit owners is incorrect.? M.G.L. c. 183A Sec. 10(b) provides, in material part, that:? ?Such corporation, trust or association shall have, among other powers,? the following rights and powers:?.(3) to?levy reasonable fines for violations of? the master deed, trust, by-laws, restrictions, rules or regulations of the organization of unit owners.?

You do not elaborate in your question about how much the fine is or why it is being levied. Certain types of fines can be treated as ?common expenses? and in order to challenge those fines you must first pay them and then challenge them in a separate legal action.?

If you do not pay the fines, the HOA may bring legal action against you and seek to collect not only the fines, but also its legal fees which often times is much greater than the fines. In addition, the HOA can seek to collect the fine by putting a lien on your condominium and possibly forcing a sale.

My advice would be to pay the fines and if you contend that they were too large or not reasonably levied, you can challenge those fines in a separate court proceeding. Be careful, however, because the cost of challenging the fee may be larger than the fee itself. If that is the case, make sure you attend all trustee and unit owner meetings and give your input.? You could also attempt to become a trustee yourself so that you will have more control over issues involving the condominium, including fines assessed.

The Condominium Law Attorneys? at Goldman & Pease provide legal representation for matters related to condominium and real estate law in Chestnut Hill, Massachusetts and the surrounding communities including Needham, Brookline, Dedham, Westwood, Dover,? Wellesley, Weston? and the entire Boston Metrowest region.

Source: http://www.goldmanpease.com/our-home-owners-association-is-fining-residents.html?utm_source=rss&utm_medium=rss&utm_campaign=our-home-owners-association-is-fining-residents

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Thursday, October 25, 2012

Buffett says global economy slowing, wants more deals

(Reuters) - Warren Buffett sees clear signs that the global economy is slowing, although the U.S. economy is "inching ahead" as other regions decline, the Berkshire Hathaway chief executive officer said on Wednesday.

Yet despite the weakness, Buffett said he was "salivating" to make another major acquisition, adding that two deals of around $20 billion each had fallen through this year.

In an interview on CNBC, Buffett said the rate of decline was larger in Asia than in Europe, although the Asian economies are declining off a higher base.

At the same time, he said Berkshire's U.S. housing-related businesses were growing at double-digit percentage rates of late.

Buffett has maintained that the economy will not truly start to turn around until the housing market improves, and he said Wednesday that housing had clearly started to turn.

Berkshire is heavily exposed to housing construction, as it owns a brick maker, a carpet maker, a realtor and the largest builder of manufactured homes.

Yet even with growth from its existing portfolio companies, Berkshire is always on the hunt to expand by acquisition.

Buffett told CNBC: "I'm salivating" to spend some of Berkshire's $40 billion cash pile on a deal. At Berkshire's annual meeting in May, he said a $20 billion deal had recently fallen through, and on Wednesday he acknowledged a second one had come apart as well.

He did not give any indication as to what kinds of companies were involved.

In a wide-ranging interview from an event in Ohio, Buffett also said the best thing for the economy would be for U.S. Federal Reserve Chairman Ben Bernanke to stay on for a third term.

With the presidential race running neck-and-neck, there has been speculation of late that Republican candidate Mitt Romney, if elected, would seek a new Fed chairman when Bernanke's term expires in 2014. Buffett disagreed with the idea.

"I would vote for Bernanke again, and I'd get my kids out and everybody else to vote for him," he said.

(Reporting by Ben Berkowitz; Editing by Maureen Bavdek and Lisa Von Ahn)

Source: http://news.yahoo.com/buffett-says-clear-signs-global-economic-slowing-112126392--finance.html

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Stone crusher is more and more important : The Telluride Newb

Posted by nicole009py on Thursday, October 25, 2012 ? Leave a Comment?

Stone production equipment is increasingly important in engineering construction.
In recent years, China?s construction industry keeps rapid development, construction business gross expands ceaselessly. The rapid growth of general contracting business and contract volume put forward higher requirements the construction equipment. Among which, sand and stone dedicated production lines for the production of building, highway, railway and other industries, that is? known as sand production line, is becoming more and more important in the process of engineering construction.
Material for sand making production line are quartz stone and limestone; sand making production line production process is basically the same, mainly composed of impact breaker, belt conveyor, concentration of electronic equipment components, etc. In order to meet customer?s different processing needs, it can be equipped with? dust removal equipment. Finished product granularity can be combined and classified according to user demand; in order to protect environment, it can be equipped with auxiliary dust removing device.
Hongxing industry provided the stone production line a high degree of automation, in addition to starting, stopping and maintenance, the entire production line is simple in process, almost do not need manual operation. It has high production efficiency, low operation cost, high yield, high yield, uniform particle size, the finished stone grain shape, in line with national high speed material requirements. Hongxing heavy industry stone production line equipment configuration is mainly determined based on customer specifications, yield and stone uses; Hongxing heavy industry provides pre-sale, sale, after sale services, according to customer production site to configure the process, strive to do the most reasonable, the most economical production line for customers and bring more economic profit and benefit for customers,.
?

Spiral separator : http://www.hxjq-crushers.com/classifier.html
mobile stone crushing machine : http://www.ore-machine.com/crusher/67.htm
?

Source: http://www.telluridenewb.com/?p=3326

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Wednesday, October 24, 2012

Closing arguments set for today in Las Colinas Equestrian Center ...

DMN reporter Scott Goldstein reports the following on the Crime Blog:

Prominent Dallas real estate professional could learn his fate today on a misdemeanor assault charge in connection with a 2009 Irving polo mallet swing that knocked a man unconscious and gave him a concussion.

Authorities say Vaughn Erwin Miller, 50, struck Jorge Cernadas, 29, in the head on purpose during a match at the Las Colinas Equestrian Center. Miller?s defense attorney says it was an accident in an inherently dangerous sport.

This case is interesting in part because Miller is the president of the retail division of Henry S. Miller Brokerage LLC and the great-grandson of Henry S. Miller Sr. But it?s also important because as defense attorney J. Michael Price II argued on Tuesday, it?s rather unusual that someone would be in criminal trouble for an act committed between the lines of a sporting event.

?We?re talking about prosecuting acts on a playing field,? Price said in a Dallas County courtroom Tuesday. ?It was in the field of play within one second.?

Miller faces a Class A misdemeanor charge of assault in the incident. If convicted by a six-person jury, he could face up to one year in jail and a $4,000 fine.

This entry was posted in Crime, Irving and tagged Las Colinas Equestrian Center by Deborah Fleck / News Assistant. Bookmark the permalink.

Source: http://irvingblog.dallasnews.com/2012/10/closing-arguments-set-for-today-in-las-colinas-equestrian-center-polo-case.html/

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Five people died of drinking energy drinks the past three years


__________________
You don't have to know everything, if you know where to find it.
When you do ask questions, you may look stupid.
When you do NOT ask questions, you will STAY stupid.

It would be nice to have the Timezone ( GMT +/- x ) in the location field in the profile.
(User CP -> Edit Your Details)

Source: http://forum.allaboutcircuits.com/showthread.php?t=76025&goto=newpost

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Apple introduces thinnest iMac yet

19 hrs.

Mobile devices might be the biggest driver of Apple's business these days, but the Mac isn't a sales???or design???slouch. The electronics giant Tuesday announced a update to its popular iMac desktop computer. And like all of Apple's updates, this year's model is thinner than ever.

Apple's senior vice president of worldwide marketing, Phil Schiller, took a few minutes to introduce the new model.

"The number-one desktop model in the U.S.," said Schiller. "Many think of it as the flagship of the Mac product line."

The new iMac looks very similar to the previous generation of iMacs from?the front, with a large silver "chin" beneath the screen. But from the side, the upgrade is apparent, with an edge that's just 5 millimeters thin. Do bear in mind that the middle of the back aluminum plate does bulge out a bit to give more space for its internal components, leaving the new iMac with 40 percent less internal volume than its predecessor, weighing in eight pounds lighter.

The new iMac will be available in two sizes, a 27-inch model with a 2,560 by 1,440 pixel display, and a 21.5-inch model with a 1,920 by 1,080 pixel display, available starting at $1,800 and $1,300, respectively.

Because there's not as much width on the side, the optical disc drive???for DVDs???is gone. (A USB SuperDrive is available as an option for those that still need to use DVDs.) The SD card reader has moved to the back.

Apple also put its marketing touch on the iMac's new hard drive, a hybrid flash and traditional hard drive technologies, which they've dubbed the "Fusion Drive." The Fusion Drive is formatted in such a way to keep frequently used software on the faster-performing flash drive, keeping data like photos or infrequently used software on the slower, traditional hard drive.

"It isn't amazing how something new makes the previous generation instantly look old?" asked Schiller.?

Source: http://www.nbcnews.com/technology/gadgetbox/ever-more-minimalist-apples-new-imac-thinnest-yet-1C6634818

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Tuesday, October 23, 2012

Finance \ Budget Notes for Home Budget IPA download - iPhone apps


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Company
App Rating8.47 / 30
App Update2012.10.22 13:15
App Price$0.99
Apps download0 / 0 / 0
App RequirementsiPad. iOS 4.0 or later.
App support languagesEnglish, Chinese, Dutch, French, German, Italian, Japanese, Russian, Spanish
App SizeEnglish, Chinese, Dutch, French, German, Italian,
? This application is available at the Apple iTunes AppStore.

Dear %UserName%, if you like apps.su please, use Share & AddThis & iLike !)
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Current Version Info about iphone apps?/? Finance?/? Budget Notes for Home Budget
Accounts tab (find under Reports) - now you can track the remaining balance on your accounts, creating wallets, distributing funds between savings, debit card, cash, etc.

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Use easily:
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? All the rest will be done for you by Budget Notes. You will see how your transactions of the current month relate to your Budgets, and how much you can spend according to your plans. You will see color Pie Charts that help you to estimate the ratio between your plans and facts and between your income and expenses.
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iphone apps created by , have iphone apps rating 8.47 / 30. This App is available at the iphone apps Finance.


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Source: http://apps.su/program/52956/budget-notes-for-home-budget.html

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Its smart to determine the amount of paint you will need before you ...

It is never a offensive idea to spend some time preparing to make improvements to your home. When painting, for instance, you should take the time to cover all of your furniture before you start. You do not want to obtain any paint on the furniture & accidentally damage it. Use drop sheets to cover your furniture & floors to protect them from paint drips or smears.

If you want to obtain new bedroom furniture, you should obtain freestanding pieces. Furniture that is fitted may save you space & look clean, yet you wont be able to take it with you if you move. Also, free standing units could be moved into other rooms as well, if you decide to redecorate.

Think approximately merely refinishing cabinets instead of buying new ones if your cabinets need to be updated, yet you are on a tight budget. It can be pretty expensive to replace all the cabinets in your kitchen. For a much cheaper price, you can just refinish the cabinets you currently have. You will obtain a tremendous new look & save some money.

Its smart to determine the amount of paint you will need before you start painting no matter how large or small your project may be. You might spend more than you wanted to if you do not know what you are doing. Carefully plan out & measure exactly what is needed to paint everything.

Before you buy your home, have a licensed professional do a thorough home inspection. This will donate you an objective evaluation & allow you to see things from different perspective. Hiring an inspector is a tremendous way to keep arguments approximately what needs to be fixed to a minimum.

Dont try & fix that leak underneath the sink yourself. Just put a bucket or tray under the leak to prevent water damage & call a plumber to fix the leak.

If theres no shower in your house, think approximately putting one in. Showers are far easier to use & can cut water usage significantly. Taking a shower for five minutes only uses 25 percent of the water a tub uses.

Before attempting complicated repairs & improvements, its always a satisfactory idea to consult a professional. A professional may have simple advice for you that saves both time & money. You may make costly mistakes if you dont first consult with a trusted professional.

There isnt much that means more to you than your home. For this reason, having it look as satisfactory as possible is very important. This article has given you some tremendous home improvement suggestions. Use the tips that are relevant to your needs, & obtain started on a better home.

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Source: http://yemenparliament.org/its-smart-to-determine-the-amount-of-paint-you-will-need-before-you-start-painting-no-matter-how-large-or-small-your-project-may-be.html

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Happy Monday!

Happy Monday!

Amy Poehler Takes On Halloween?[The Frisky] Katy Perry & John Mayer in Costume?[HollyWire] Emma Watson a Fashion Victim??[Right Celebrity] Prabal Gurung Heading to Target?[The Celebrity [...]

Happy Monday! Stupid Celebrities Gossip Stupid Celebrities Gossip News

Source: http://stupidcelebrities.net/2012/10/happy-monday-20/

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Monday, October 22, 2012

Egg freezing changing fertility treatments - Salt Lake City, Utah News

10-22-pregnant-woman

By Elizabeth Cohen, Senior Medical Correspondent

(CNN) ? Other women?s eggs have not been kind to Debbie Vernon.

When fertility doctors determined Vernon?s own eggs were kaput, they enthusiastically recommended a young egg donor who?d already helped two other couples get pregnant. Vernon tried to use this woman?s eggs in combination with her husband?s sperm, but the eggs, so successful for others, didn?t work for her.

It?s hard to find an egg donor in New York, where a plethora of professional women in their 30s and 40s with dysfunctional ovaries has created a demand for eggs far greater than the supply.

Vernon (not her real name) had to wait six months for another donor. Two weeks before that donor?s eggs were to be harvested, doctors realized the donor had endometriosis and she was disqualified.

?It was such a huge disappointment,? says Vernon, a psychiatrist who was 45 at the time.

That?s how Vernon found herself becoming an egg pioneer of sorts: She went online to a new website that sells frozen donor eggs flown in from other cities. She was pleased to find a much wider selection than with fresh eggs ? dozens of choices instead of one or two ? and for about $11,000 less.

Egg freezing technology has improved so much that in the past six months, egg banks have started websites where patients can order frozen eggs and have them shipped. Fertility experts say it constitutes a paradigm shift , and they predict that in the not-too-distant future, nearly all donor eggs will be bought frozen online instead of fresh locally, making the eggs more accessible ? logistically and financially ? to more women.

?This really makes a huge difference,? says Dr. Serena Chen, director of the Ovum Donation Program at the Institute for Reproductive Medicine and Science at Saint Barnabas in New Jersey, where Vernon is a patient.

Last week, the American Society for Reproductive Medicine took the ?experimental? label off frozen eggs, which will likely help the industry grow even faster.

?It?s catalog shopping ? that?s what it really is,? Vernon says of her experience on the frozen egg bank website. ?I made my order and hoped it would work.?

An uncooperative donor

Several banks ? including My Egg Bank, World Egg Bank and Donor Egg Bank USA ? have websites where patients can order frozen eggs and have them shipped.

My Egg Bank, the one Vernon used, started shipping eggs commercially in June. So far, 43 patients have ordered eggs, and 27 have gotten pregnant, according to Dr. Daniel Shapiro, clinical director of the bank, which is based in Atlanta.

Patients must be treated at a clinic that?s affiliated with the bank. So far, My Egg Bank has shipped to patients at seven clinics ? three in the New York area, and one each in Miami, Boston, Seattle, and Charleston, South Carolina ? and 11 more clinics have signed up.

Patients usually buy one lot of six to eight eggs, costing $10,000, which is considerably less expensive than fresh eggs. Insurance usually doesn?t pay, although that may change for some patients now that the ?experimental? label has been lifted.

Dr. Juergen Eisermann, a fertility specialist in Miami, says he?s a big fan of frozen eggs, because using fresh eggs is ?never fun.?

Take this past Friday. He was explaining to an egg donor that her estrogen levels were perfect, and she needed to come in the next day to have her eggs harvested. They would then be fertilized and transferred to the uterus of another woman who?d been waiting a long time to become a mother.

?The donor said, ?No, I can?t come in, because I?m going to Boston with a friend to the Head of the Charles Regatta.? And I said, ?Honey, I just put $4,000 worth of medicines in you that you didn?t pay for and the recipient has been waiting half a year for this, and you?re going to escape on the last day?? I had to call the egg donor agency to lean on that lady, to read her the riot act, and finally she decided to stay,? he says.

Dealing with egg donors who want to fly off to boat races is just one of the wrinkles of using fresh eggs. First, doctors have to recruit the donors and screen them for medical and psychological problems. Then they have to use drugs to synchronize the donor?s and recipient?s menstrual cycles; if they get out of sync, the transfer can?t happen. Then problems can pop up at the last minute that are deal breakers, such as the endometriosis diagnosed in Vernon?s second donor.

With frozen eggs, the clinic opens the package, thaws and fertilizes.

Eisermann says his success rate with frozen eggs is about a third lower than with fresh, but the frozen egg success rate has gone up over time, and he thinks the rates will continue to get better with experience.

?You have no idea how much administrative time it saves us. It?s incredible,? says Eisermann, medical director of the South Florida Institute for Reproductive Medicine. ?We want to convince more of our patients to do frozen.?

He?s set the prices accordingly. It costs $16,000 to buy and use frozen eggs, about $11,000 less than fresh. If the first round of in vitro fertilization doesn?t work, he does the next round for free if the eggs are frozen, but he charges if the eggs are fresh.

?Is this child going to be a moron??

When Vernon picked the genetic mother of her child, she had a lot of options: She could choose a woman who was short or tall, a blonde or a brunette, someone who loved animals or was athletic or spoke several languages. Using the site?s built-in filters, it didn?t take long to find her dream donor, who, like Vernon, was tall and white with green-blue eyes and ? for her this was the most important part ? had no family history of severe psychiatric illness or obesity.

Then she encountered yet another disappointment: In the time it took Vernon to click ?select,? another woman had already picked her favorite donor.

?I missed it by like 10 minutes,? she says.

Vernon was forced to go with her second choice. Just to be sure ? she is 47, after all ? she spent another $10,000 for a second lot of the donor?s eggs.

Vernon doesn?t have buyer?s remorse, but she does worry about the woman whose eggs she chose. When she selected her fresh egg donors, a trusted doctor and psychologist at her own clinic had met each donor, and could give her a feel for what kind of person she was. What if the frozen egg donor lied to the egg bank? What if she really does have a family history of obesity or mental illness?

?Someone can look really good on paper, but when you sit in a room with them you find out they?re a disaster, a nightmare,? she says. ?I?m absolutely not as confident as I was with the fresh donors. You sort of think, ?Is this child going to be bright? Is this child going to be a moron? A giant? A sociopath?? You just don?t really know what you?ve chosen.?

(My Egg Bank encourages patients to call and speak with a nurse in Atlanta who?s met the donors personally.)

A dozen frozen eggs were shipped from Atlanta to New York for Vernon. Eight survived the thaw, she says, and five were successfully fertilized and grown from embryos to blastocysts. Only four of the blastocysts were viable on the day they were to be transferred into Vernon?s uterus. Two were transferred.

She wanted to freeze the other two blastocysts, but they didn?t survive long enough to be frozen. She had no more left.

After 13 years of trying to have a baby, this really did feel like her last chance.

One of the blastocysts didn?t take, but the other one did. Debbie Vernon is now eight and a half weeks pregnant, full of both hope and fear for the baby she?s carrying.

?This bank is really a remarkable resource for women,? she says, despite her doubts. ?Soon, I imagine frozen is all there?s going to be.?

The-CNN-Wire/Atlanta
? & ? 2012 Cable News Network, Inc., a Time Warner Company. All rights reserved.

Source: http://fox13now.com/2012/10/22/egg-freezing-changing-fertility-treatments/

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Which presidential candidate favors small business? | Daily Progress

By: David John Marotta | The Daily Progress

?

Two critical questions were raised during the first presidential debate: Are small businesses important to American?s prosperity? And if they are, which candidate will unleash that engine of economic growth and employment? Fact-checking the candidates offers a clear answer.

Romney began by claiming that ?54 percent of America?s workers work in businesses that are taxed not at the corporate tax rate, but at the individual tax rate.? This was how he justified lowering the top marginal tax rate even if we eliminated deductions and exemptions and collected the same amount of tax.

I?ve argued before that effective tax is irrelevant. All economic decisions are made at the margin. So it makes sense to lower the top marginal rate even if you have to eliminate deductions to collect the same effective tax rate. If there were one economic principle I wish voters understood, this would be it.

Karen Mill, head of the Small Business Administration, said two of every three new jobs in this country are created by small businesses. And she said that more than half of Americans either own or work for a small business. In the same speech she announced 17 tax breaks for small businesses via the Recovery Act, the Small Business Jobs Act and other laws in the spring of 2011.

Obama made use of these tax breaks in the debate, claiming, ?I also lowered taxes for small businesses 18 times.?

If you are a small business owner like me, you cannot remember even one time Obama lowered taxes. He is including a plethora of small short-term tax incentives, many of which have already expired. For one year I could hire an employee and pay a pittance less on employer Social Security. For a brief time I could, if my tax rate had been lower, pay only 90 percent of what I owe in quarterly tax payments to avoid penalties and interest at the end of the year. Now my rate is 110 percent.

My employees can deduct the cost of their health insurance as a pretax deduction. For one year, small-business owners were also allowed this tax deduction. Now we must pay for our own health insurance with after-tax dollars. One year tax credits were able to offset the alternative minimum tax in the annual fix passed by Congress. They briefly raised the amount you could expense in a single year from $250,000 to $500,000. It is now back down to $139,000. All of these offers were short-lived, meaningless gestures.

Other so-called tax cuts are still in effect. The Internal Revenue Service no longer requires documentation for every cellphone call made or received to deduct the phone as a business expense. The penalty for tax errors at 75 percent of the mistake was capped. And the IRS now allows $10,000 of startup costs to be deducted instead of just $5,000.

But all of these measures are insignificant. Businesses thrive or fail on their own in a free market. Government can stifle growth with taxes and regulations, but can?t reward competitive businesses any better than by getting out of the way.

Obama supports legislation to meddle more in the markets under the pretext of helping. He wants to increase 7(a) loans to small businesses that might otherwise not qualify because their loan applications are weak. The Community Reinvestment Act promoted people who shouldn?t borrow to buy a house, and now 7(a) loans fund businesses that shouldn?t borrow to compete with businesses that might be a much better bet financially.

These loans are also bad for lenders, who must pay guaranteed fees of up to 3.5 percent of the SBA loan. The program is criticized as overly burdened with paperwork, taking too long to process an application or make good on a guarantee and poor customer service.

It reminds me of what Ronald Reagan called the nine most terrifying words: ?I?m from the government and I?m here to help.?

The SBA uses formulas based on industry classification to define a small business. In my industry of portfolio management and investment advice, a small business is defined as revenue less than $7 million. Other industries use definitions based on the number of employees.

At stake is the definition of a small business. The SBA sets fewer than 500 employees as its threshold for research purposes. The Trump organization, cited by Obama in the debate, employs 22,000 people. Its annual receipts would far exceed any revenue limits. Any of its subsidiaries would fail to qualify for loans and other programs because they are not independently owned and operated.

Obama conceded that everything depends on if the top few percent he intends to burden are actually the job creators. Fortunately, the U.S. Census Bureau collects exactly that data.

Of the 29 million U.S. business establishments, 95.9 percent have fewer than 500 employees; 4.1 percent have 500 or more. The large businesses employ 50.6 percent of the workers; the small businesses employ 49.4 percent. Job growth, however, is not equal.

During the 2000s, large businesses grew leaner and more efficient as they consolidated and reduced employment. Small businesses, in contrast, grew into large businesses. If this were not the case, the percentage of large business employment would continue to grow indefinitely. As it is, large businesses lose employees but gain by graduating small businesses to maintain their half of the workers.

Small businesses create most of the jobs in America. But is this just the few percent that will be burdened as Romney suggests? It turns out it is.

The percentage of small businesses with 10 or fewer employees is 93.8 percent. In fact, 76.9 percent have no employees. Only 3.8 percent of small business establishments have 20 to 499 employees. But those businesses make up 64.0 percent of all small-business employment.

Small businesses are essential to economic growth and employment. Disparaging their entrepreneurial growth as trickle-down economics misses the shower of prosperity.

?

Source: http://www2.dailyprogress.com/news/2012/oct/21/which-presidential-candidate-favors-small-business-ar-2300378/

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Sprint Optimus G has root before the phone hits the shelves

Got Root?

The first thing I do with a review phone after I'm finished writing the review is to try to root it. Tonight was that night with the Sprint Optimus G, and it went rather well.

After a bit of Google Translate, I found the root method for the Korean Optimus G and had to try. It's based (either in whole or in part -- I don't read Vietnamese) on the Ice Cream Sandwich and Jelly Bean adb restore exploit discovered by Bin4ry and does the job easily.

The November 11 release can't come soon enough. Hit the forums for the details, and stay tuned for that review while it gets it final editing!

How to root the Sprint G Optimus G (Windows only)



Source: http://feedproxy.google.com/~r/androidcentral/~3/uaWs5jLA7d0/story01.htm

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Sunday, October 21, 2012

Argentine leader orders evacuation of ship seized in Ghana

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Access 2012 Day 2: Keeping Books Open ? Learning LibTech

David Binkley Memorial Lecture by Hugh McGuire

What is a book?

The distinction between ?the internet? & ?books? is totally arbitrary, and will disappear in 5 years.

The book is defined as a discrete coherent collection. The boundaries of a book are critically important. The creator?s intention is important. The book is intended to be coherent.

Why are books important?

A book is an best effort at providing all you need to know or feel on a particular topic.

Books govern our knowledge. A book is a:

node of knowledge.

That knowledge (and nodes) shapes our world. It?s the fabric of our world.

Books are a Network

The web was built to transform information. There is an expression of value based on links (what something is linked from and linked to). Each book should have a URL on the internet, and live natively on the web.

Wikipedia might be the best example. An article is edited by multiple authors, links to other articles to give context, and citations begin to organize external sources. Brings together knowledge into a container that makes these pieces useful.

If the web is the most efficient way to disseminate information, and books are the nodes of knowledge, why are books not published online?

What is the Business Model?

No pressing business case to publish directly online. The disruption that this will cause when it happen will be huge.

What does information want?

Information wants to be free. ? Stewart Brand

Information wants to be used, and it doesn?t trust you to know how to use it correctly.

Why are books kept off to the side, apart from the network? The Business Model.

Example (of Business Model)

Build books as a web object, then make it downloadable, printable, etc.

Engagement around the idea happened through twitter, an article on theguardian which discusses the idea from the chapter, and a lot of referrals happened.

On the side: provided analytics for web version of the book.

A webbook can generate interest in ways that an ebook cannot. The ideas in a webbook spread far more quickly, and far more easily than an ebook. Easier to find, built in analytics, and can have different business models.

You have a direct connection with the reader. Whereas with an ebook, you?re one step away.

Why Books Will Live on the Web

  • not defined by format
  • most important nodes of knowledge
  • web is most efficient technology to share
  • disseminate, find, use, build on in ways cannot be imagined by the original

The Process/Model

Creating an ebook is still hard, but online tools like PressBooks/Vook/Atavist/Booktype make it (almost) trivial and free.

The avalanche of books will be overwhelming once the tools become widely known. Other kinds of book writing activity will gain relevance, meaning more and more writing will be ?out there?.

More ebooks means each book is harder to find in promotion, discovery, etc. This ultimately means that those who connect with their readers better will win (which is what the web is great at).

Will ask why there even needs to be a business model, which will bring many books online.

The Book: Book: A Futurist?s Manifesto

More notes on the Access 2012 Live Blog.

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Be the first to like this.

Source: http://cynng.wordpress.com/2012/10/20/access-2012-day-2-keeping-books-open/

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How can meditation assist in pain management ? Health ? Bangor ...

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Meditation as a practice is considered to have begun over 6000 years ago, and is a practice that takes many varieties of form in the present. Some meditation techniques involve focussing on the breath, such as Vipassna , while other practices advocate chanting of a mantra such as Om to focus the mind and keep it in the present.

These meditation practices are passive and take a lot of practice, although the benefits of mastering these specific types of meditation are long lasting and profound. These types of meditation are usually considered more spiritual than other types, although you can certainly practice these methods without a spiritual inclination.

Other types of meditation are more activity based ? my sister meditates every day while washing dishes at the kitchen sink, as she allows her mind to de-focus and relax and finds this very soothing. There are also practices such as dynamic meditation, which involves shaking the body vigorously and making spontaneous sounds, which is said to release deep buried emotions and will ultimately benefit the physical and mental health of the individual.

And then there are guided meditations which take the individual on a guided imagery journey with the purpose of achieving deep relaxation without the danger of being sidetracked by the ego. If you?ve ever tried to meditate and found yourself making shopping lists or to-do lists you?ll know why this type of meditation might be useful.

Regardless of which type of meditation you choose, the practice itself has enormous health benefits ? improvements are typically experienced with heart rate, breathing, blood pressure, adrenal gland function, immune system function, and so on. Other benefits of meditation include a clearer mind, becoming more aligned with one?s life purpose, improved presence (or being in the Now) and increased feelings of wellbeing.

And unlike other Chronic Back Pain Treatment and Chronic Back Pain Management for stress, like medication, meditation has no side effects to speak of.

Article Source: http://simplepainmanagement.com/index.php/articles/item/how-can-meditation-assist-in-pain-management

Check out also for Pharmacy Admission test and Pcat Test Prep

Source: http://bangordailynews.com/community/how-can-meditation-assist-in-pain-management/

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Saturday, October 20, 2012

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    SINGAPORE, Oct 19 ? A Singapore hotel and property firm backed by Indonesia?s Lippo Group may team up with Japan?s Kirin Holdings to thwart a US$7.2 billion (RM21.6 billion) takeover offer for Fraser and Neave Ltd from companies linked to Thailand?s third-richest man, sources said. In an unexpected move, Overseas Union Enterprise Ltd (OUE) said ...

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Stress Management For Self-Improvement | CoolHQ

Stress has always been a part of our daily lives. We often find ways to deal it with but can become unbearable when you?re tightly under its grip. The important part here is to take control of stress before it ends up controlling you ? which is to say that you will be making a lot of mistakes that will take quite a lot of time and effort to fix. This is where stress management comes in.

Why Get Rid Of Stress

We can never deny the fact that stress can be a big hindrance in everything you plan to do with your life. It can get in the way of business, career, or even with your family and friends. If you give in to the irritation and anger that is often the result of stress, you are bound to make wrong decisions and plenty of mistakes that will bring you down.

You can lose your job, do badly in a business deal, or even make enemies left and right when you let your stress control you. Learn to control stress and get rid of it every time it crops up for self-improvement.

Find The Source Of Your Stress

Knowing the source of your stress gives you plenty of options to counter it. If your stress stems from overwork, then take some time off from your busy schedule to relax. The home can also become a stressful environment, especially when it?s disorganized. If you think that the design of the interior is giving you problems, then take some time to rearrange the furniture around or add some home d?cor to make it comfortable to look at. Once you are able to determine the problem then you can take the necessary steps to correct it.

Learn To Relax Once In A While

Everyone would agree that work, or the demands of work, is mostly the cause of stress. If you think that you have that wild look in your eyes every time your boss asks you to do something, then you better ask for a vacation leave to relax yourself outside your work area before it leads you into trouble.

Take some time off from your busy schedule and visit the local spa. Pamper yourself by indulging in a full-body massage or get an aromatherapy session going on to help you relax. You can always take a vacation if you really want to get the thoughts of work out of your system, but a massage will do just fine if you can?t afford to be absent from it.

Find The Child Within You

Kids are known to be stress-free. Even if you scold them or force them to eat vegetables, you will never see them suffer from stress. The reason here is with their mindset to enjoy life as they see fit. You can take your cue from them and enjoy life more.

Find your inner child and just play. You can grab your Playstation out of the cabinet and bring out the games you usually play during your free time. Another idea is to listen to your favorite music or read some comics on the Internet. You can even play online games if you like just to get your mind off your work.

Keep in mind that the gist of stress management is not the methods you take for getting stress out of your system. The idea here is to learn how to divert your mind from the problems that causes stress to give yourself time to relax and face the problem with a clear mind.

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Coronary angioplasty improves cardiac arrest survival

ScienceDaily (Oct. 17, 2012) ? Coronary angioplasty improves survival in all patients with out of hospital cardiac arrest, according to research presented at the Acute Cardiac Care Congress 2012. The study was presented by Dr Annamaria Nicolino from the Santa Corona General Hospital in Pietra Ligure, Italy.

The Acute Cardiac Care Congress 2012 is the first annual meeting of the newly launched Acute Cardiovascular Care Association (ACCA) of the European Society of Cardiology (ESC). It takes place during 20-22 October in Istanbul, Turkey, at the Istanbul Lufti Kirdar Convention and Exhibition Centre (ICEC).

Out of hospital cardiac arrest is a leading cause of mortality and acute coronary occlusion is the leading cause of cardiac arrest. It is well known that when an electrocardiogram (ECG) shows that a patient has ST elevation, primary angiography must be done as soon as possible. If severe coronary disease is found, coronary angioplasty with percutaneous coronary intervention (PCI) is performed to open the blocked vessel.

But Dr Nicolino said: "There is controversy about what to do when a patient with out of hospital cardiac arrest has a normal ECG that does not show ST elevation. ESC Clinical Practice Guidelines are inconclusive -- they say to consider performing coronary angiography but they don't say 'do it' or 'don't do it'."

She added: "Some previous studies have found that if the ECG is normal (no ST elevation) the patient can still have severe coronary disease and therefore needs a coronary angiography, followed by coronary angioplasty, to clear the blocked vessel."

The current study aimed to discover whether performing urgent coronary angiography, and PCI if required, would improve survival in all patients with out of hospital cardiac arrest (both those with ST elevation and those without).

The study included 70 patients who had out of hospital cardiac arrest between 2006 and 2009. Successful urgent coronary angiography and PCI improved hospital survival in all patients with acute coronary syndrome. The treatment increased hospital survival rates in patients with ST elevation myocardial infarction (STEMI) from 51% to 83% (p=0.003) and in non-STEMI (NSTEMI) patients from 55% to 81% (p=0.004).

"In our study, a successful urgent coronary angioplasty improved hospital survival in patients with STEMI and NSTEMI," said Dr Nicolino. "All patients with out of hospital cardiac arrest, if there is no non-cardiac cause, must have an urgent coronary angiography followed by coronary angioplasty if there is coronary disease."

Non-cardiac causes of cardiac arrest which should be ruled out before performing coronary angiography are trauma, brain haemorrhage and metabolic problems such as severe hypoglycaemia.

Dr Nicolino added: "ECG results can be misleading -- we found that ECG detected just one-third of acute coronary syndrome in NSTEMI patients. This means that even if the ECG is not showing ST elevation, you cannot rule out an acute coronary syndrome. Coronary angiography should be performed urgently to see if there is any acute coronary disease which needs treatment with PCI."

Post-resuscitation neurologic injury (PNI) was the biggest complication. This can occur if resuscitation is not performed early enough, since the brain's blood supply stops during cardiac arrest. The 32.8% of patients who had PNI were at the greatest risk of death. Early signs of PNI were associated with underuse of coronary angioplasty and PCI.

Provided there was no neurological injury, MI patients who had angioplasty after cardiac arrest achieved the same one-year survival rates as patients with MI alone.

The first heart rhythm was a ventricular fibrillation (VF) or a ventricular tachycardia (VT) in 62% of patients. Most of these patients had an acute coronary syndrome (STEMI or NSTEMI). The incidence of VF and VT was the same in STEMI and NSTEMI patients. "For many years we have thought that patients with STEMI have a greater arrhythmic risk than NSTEMI patients," said Dr Nicolino. "But we found that both STEMI and NSTEMI patients are at high risk of arrhythmias."

She added: "If the first recorded rhythm is a VF or a VT an acute coronary syndrome is highly probable and it's important to perform a coronary angiography immediately without waiting for a diagnosis of infarction (using an enzyme test)."

Dr Nicolino concluded: "Patients with out of hospital cardiac arrest must be managed by cardiologists, intensive care doctors and anaesthesiologists. This team can save the brain from injury using cooling therapy, and save the heart and life of the patient using coronary angioplasty."

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The above story is reprinted from materials provided by European Society of Cardiology (ESC).

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/health_medicine/heart_disease/~3/1rxmrFSlwOY/121020162530.htm

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Friday, October 19, 2012

Gas prices in Texas drop another 4 cents

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After lawsuit threat, Twitter to pull racist posts

(AP) ? Twitter agreed to pull racist and anti-Semitic tweets under a pair of French hash tags after a Jewish group threatened to sue the social network for running afoul of national laws against hate speech, the organization said. The decision came a day after Twitter bowed to German law and blocked an account of a banned neo-Nazi group there.

The freewheeling social network is increasingly running up against European anti-discrimination laws, many of which date to the aftermath of the Holocaust by governments that acknowledged the contribution of years of hate speech to the Nazi attempt to annihilate the Jews. Friday's action, which was not carried out immediately, would mark a dramatic new stage for the company that has famously refused efforts to police its millions of users.

"Twitter does not mediate content," the company said in a statement. "If we are alerted to content that may be in violation of our terms of service, we will investigate each report and respond according to the policies and procedures outlined in our support pages."

The company's policies require international users to comply with local laws regarding online conduct and acceptable content.

The French Union of Jewish Students, which planned to supply Twitter with a list of the offensive tweets to be pulled, said it would still file a formal complaint against the social network to bring the tweeters to justice. The union held a conference call Thursday night with Twitter executives in California.

The anti-Semitic tweets in French, which started Oct. 10, included slurs and photos evoking the Holocaust, including one of a pile of ash and another of an emaciated Holocaust victim. They were followed by offensive, anti-Muslim tweets.

On Thursday, Twitter blocked the neo-Nazi's account in Germany, although its tweets were still visible to any user whose settings include a different location. The French-language tweets came from hundreds of users, not all of them necessarily in France.

Almost immediately after the French group announced its agreement with Twitter, tweets went up against what some users saw as an attack on freedom of expression ? all using the hash tag that started the wave of racist posts on Oct. 10.

Elie Petit, vice president of the group, dismissed the criticism: "I don't think a call for murder is freedom of expression," he said.

French law forbids all discrimination based on ethnicity, nationality, race or religion.

German law is more specific. Because of its Nazi past, the country has strict laws prohibiting the use of related symbols and slogans ? like the display of the swastika, or saying "heil Hitler."

After the decision in Germany on Thursday, Twitter's general counsel Alex Macgillivray said in a tweet that the site's administrators "never want to withhold content, good to have tools to do it narrowly and transparently."

In a statement, Jonathan Hayoun, the French group's president, said the group wasn't trying to be the "garbage collectors of the Internet."

But, he added, "Twitter can't be a place of illegal expression."

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/495d344a0d10421e9baa8ee77029cfbd/Article_2012-10-19-France-Twitter/id-a0124ce8de45449da5cb40ea64be1545

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