Tips for buying real estate and homes for sale for first time home ...

Buying your first home is so exciting! It can also be frustrating and overwhelming at times. We?re here to give you some tips for buying Louisiana real estate and looking at Louisiana homes for sale. Hopefully, by following these tips and instructions, the process of buying a home will be a little less overwhelming for you.

First, think about this question, ?Are you ready??

• Do you know what you want? Do you know how many bedrooms you need? Have you thought about square footage?
• Do you have the money for a down payment and yearly property taxes?
• Do you have a purchasing time frame?
• What is absolute highest you?re able to pay?

Is your financial house in order?

• Do you have a good credit score? Loans with little or nothing down are not readily available.
• Are all of your bills, rent, credit cards, car payment, etc., paid in full on time? For at least one full year prior to purchasing Louisiana real estate, all your bills need to be paid in full and on time.

The next step in buying Louisiana homes for sale or Louisiana real estate is to choose a reputable, trustworthy Realtor. In the crazy world of real estate, the maze of forms, financing, inspections, marketing, pricing and negotiating, is just too much to take on yourself. It makes more sense to work with a professional real estate agent who knows the community and legalities.

The third step is to get pre-approved for a loan. BEFORE you look at Louisiana homes for sale, you need to get pre-approved for a home loan so you know what price range you can look at.

Next, look at homes! After you have your finances in order, have a realtor, and have been pre-approved for a home loan, you can finally start looking at homes to buy! This is the fun part!

• Know what you are looking for ? bedrooms, bathrooms, garage space, kitchen space
• Choose your neighborhoods wisely ? schools, parks, neighbors
• Is there access to the businesses you use the most ? doctor?s, work, transit, shopping

After you have chosen your new home, you realtor will help you make an offer on the house. Once an offer is received and closing costs are decided on, you will have to get home owners insurance. Talk to your insurance agent about how much and what type of homeowner?s insurance you?ll need. Will you need flood insurance and fire insurance as well?

The final step in home buying is to enjoy your new home! Make it yours. And make sure you have lots of help moving in!

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